_d = new XmlDocument();
XmlResolver xr = new XmlUrlResolver();
xr.Credentials = CredentialCache.DefaultCredentials;
_d.XmlResolver = xr;
_d.Load(dXmlPath);

---- XML content ---
<Continent>
<xi:include href="Maps\Africa.xml"
xpointer="element(/Continent/Name[1])"
parse="xml"
xmlns:xi="http://www.w3.org/2001/XInclude"/>
</Continent>


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